RTBS Rypin – Rypińskie Towarzystwo Budownictwa Społecznego

Like Fannie Mae and Freddie Mac, they are government-sponsored enterprises regulated by the FHFA. A key bone away from contention has been that nonbank lenders that currently dominate the market for home loans are not allowed into the Home Loan Bank System because they are not prudentially regulated depositories. Some critics have questioned whether the Home Loan banks are fulfilling their mission by providing large institutions, which have ready access to capital markets, with cheap funding.

In June, Tarullo and two Fed economists published a light report that called for a deeper look into whether some of the home loan banks’ activities could create risks to the financial system. Czytaj więcej →