You have never got a charge card, which means you do not have credit history. We would like to purchase a home, but you have usually covered everything in bucks. Do you really get home financing if you have never ever had borrowing? It all depends. Even though you may feel such as you happen to be the only person which life that way, you are not.
The user Economic Cover Bureau provided a research saying that „borrowing from the bank invisibles,” those who have no credit report into file toward three significant credit reporting agencies, compensate regarding the thirteen.6% of You.S. society or about forty-five million people. Czytaj więcej