RTBS Rypin – Rypińskie Towarzystwo Budownictwa Społecznego

Once you sign up for a mortgage, your own lender commonly feedback your credit score to decide if you qualify buying property. More loan providers play with Credit ratings and then make conclusion, thus this is the basis for this short article.

You will find five situations one to influence your credit score, along with your percentage history sells many pounds. For this reason it is important to continuously shell out your debts promptly, specially when you’re happy to submit an application for home financing. Here’s an overview of for each and every credit history part.

At the time of , very old-fashioned loan providers allow it to be the very least 620 credit history, that comes having average rates as much as 6%

• Payment background: 35%
• Number due: 30%
• Duration of credit score: 15%
• Borrowing from the bank combine: 10%
• This new borrowing: 10%

Credit scores range between 3 hundred so you can 850 and help loan providers influence exactly how high-risk a borrower you’re likely to end up being. Czytaj więcej →